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 Financing of Projects in The Promising Cities

SIDF's Board of Directors has adopted standards that specify the rates of its financing for industrial projects in regions and cities with a promising prospect; to contribute to the development of the industrial sector, in all regions of Saudi Arabia.

Distribution of Lending Rates as per Target Groups in Regions and Cities:​

CategoryCityMaximum loan termSIDF loan percentage (%)

First Category

Including major cities of Riyadh, Jeddah, Dammam, Jubail, Makkak, Yanbu and Ras Al-Khair.

15 years



Second Category

Including the cities of some economic advantages, namely Qassim, Al-Ahssa, Rabigh, Taif, Kharj Industrial City, Sudair Industrial City, Madinah, (except Yanbu)

20 years


Third category

Including economically Promising​ cities such as Hail, Northern boarders, Jouf, Tabouk, Jizan, Najran, Al-Baha and Assir. In addition to cities that are located no less than 150 kilometers from the centers of major cities and no less than 70 kilometers from the nearest industrial city of the seco​nd category.

20 years